Security in your online purchases

Every time we make an online purchase, we must ask ourselves if is this website secure? are my bank details secure on this website?

It is logical that these questions assail us, as we hear more and more cases of fraud on the Internet and the need to protect ourselves from cyber-attacks.

You can avoid being a victim of a cyberattack if you check before making your purchases:

Your device has the operating system updated to the latest versions
That the antivirus is updated to the latest versions.
Do not use quick identification through social networks
Do not connect to free, public or open wifi networks.

Tips for safe online shopping

To be safe in your online shopping, we advise you to follow these general recommendations:

Web security certificate:

When you visit the online store, make sure that its URL or e-mail address starts with HTTPS where the padlock icon will be visible, as this guarantees secure data communication. secure.

Information about the company:

It is important that the website can identify the company that is offering the product, so that you can know the full name of the company, tax identification number (NIF/CIF), fiscal address, email, contact telephone numbers, purchase and return policy, prices, cancellations and right of withdrawal, if applicable.

Legal texts:

An indication of security is that we warn on the website the mandatory legal texts: Legal Notice, Privacy Policy, Cookies Policy and Terms and Conditions of Purchase.

Web design:

The lack of homogeneity in the design, in the typography of the letters and titles, as well as in the use of images that could be a copy of some other brand or not be legible and of poor quality, may be indicative of a fraudulent page.

Reliable seals:

Trust seals are a guarantee that online shopping is safe, as they involve audits of sites to see if they meet all the requirements for safe shopping and consumer protection. To name a few, Online Trust is one of the best known trust seals in our country.

User reviews:

Users tend to be sincere in the opinions they post on the Internet, as they know that many people read them and can make better decisions about the product they are going to buy.

Of all the points that we have exposed, we believe that the one that can be of most interest when deciding an online purchase is the one related to the payment methods. Let’s take a closer look at them.

Methods of payment

Perhaps this is the most important part to take into account when shopping online. We must pay attention to the payment methods offered and make sure that all of them are available and of course that the communication is encrypted (https).

There are many ways to make a payment once you are in an online shopping process. However, not all payment methods offer the same level of security, so pay attention to the following:

Cash payments:

It is not advisable to use this option, since sometimes it is not possible to identify the sender and the receiver of the money transfer, so that in any circumstance, there would be no way to claim the payment.

Cash on delivery:

This form of payment is very secure, since the payment is only made once you have received the product or obtained the service, with total satisfaction for the user.

Payments by bank transfer:

It is a secure payment method, but it is rarely offered by websites. The web page does not collect any banking data of the user, since it would be done from the bank’s own, or through the banking application.

Payment by credit card:

This payment method is the most commonly used for online purchases. The website where the purchase is going to be made may use a secure payment gateway, which will normally request confirmation from your bank, which will request confirmation from you as the user. In the event that the website does not use payment gateways, but the company itself manages the bank details, it will be necessary to review the security measures that the website has in place. In addition, nowadays many bank applications allow the use of virtual cards, which offer fewer possibilities of cloning and fraud, so perhaps this would be a good option for online purchases.

Payments through intermediaries:

These payments are those made through PayPal, Amazon Pay, Google Pay and Apple Pay, where your bank details are not disclosed, but are handled for you by the intermediary. Here the important thing is to create strong passwords for the use of the intermediary.

Payments to a cell phone number:

We refer for example to Bizum. It is a secure payment method, where the money transfer is made through the application of the reference bank, from one cell phone to another, with different authentication controls to verify the payment. The only important thing is not to make a mistake in the amount to be transferred, because once the payment is authorized, it is no longer reversible.

Business Adapter® at your service

Increase your sales and show your online store as a secure website.

If you need online Terms and Conditions of Sale and other regulations to which any online store is obliged to adhere to

Do not hesitate and contact us by email: info@businessadapter.es, you can also call 96 131 88 04, or leave your message in this form:

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